Small Business Articles

Is insurance recession-proof?

To succeed in business, you’ve got to understand and track many forces that can affect your company. One of them is changes in the economy. Consequently, you might find yourself wondering, “Is the business climate improving, or is the economy slowing down?” When the economic indicators are trending downward, you might think, “Are we in a recession?” Your thoughts might also turn to your company’s financial protection, leaving you wondering, “Is insurance recession-proof?”

What you need to know about home-based business insurance

Many factors have come together to create a surge in home-based businesses in recent years. From the forced isolation of the COVID-19 pandemic to improvements in technologies like videoconferencing platforms and online payment systems, it’s easier than ever to operate a business out of your residence. However, there are still plenty of risks to consider, which is why home-based business insurance is essential.

How to compare business insurance and choose the best provider

As a company owner or decision-maker, you know that every small business faces risks. You also surely understand that you’ve got to protect your company from the financial consequences of things like employee injuries, customer property damage, lawsuits, professional mistakes, and much more. How do you do that? You need to compare business insurance providers and buy policies from a company you can rely on.

How to Start a Small Business

Starting a business can be both exciting and rewarding. Many entrepreneurs were drawn to their role by perks like the freedom to set their hours, choose their clients, and control their rates. In today's digital age, the possibilities for starting a business are nearly endless, whether you're offering a product, service, or unique skill.

Can you get business insurance without a business license?

If you’re starting or acquiring a small business for the first time, congratulations! Business ownership can be fun and rewarding. You probably have a long to-do list, and one thing that should definitely be on there is a note to look into financial protection for your company. As you do, you might wonder, “Can you get business insurance without a business license?” Or if you know that you need general liability coverage specifically, you might ask, “Can I get general liability insurance without a business license?”

What is subrogation in insurance?

If you’re reviewing an insurance policy, see the word “subrogation,” and wonder what it means, you’re not alone. It’s not a term you hear in everyday conversation, so many people aren’t familiar with it. But subrogation in business insurance is a crucial concept that every business owner should understand.